Call reports 2015
OUACHITA INDEPENDENT BANK — 2015
What OUACHITA INDEPENDENT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 653,749,000 | 654,352,000 | 675,360,000 | 653,007,000 |
| Total loans | 462,072,000 | 463,222,000 | 464,672,000 | 463,757,000 |
| Allowance for loan losses | 4,851,000 | 4,868,000 | 4,872,000 | 4,877,000 |
| Securities available for sale | 113,327,000 | 123,839,000 | 123,132,000 | 128,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 547,343,000 | 543,265,000 | 561,255,000 | 562,191,000 |
| Interest-bearing deposits | 383,857,000 | 379,692,000 | 390,764,000 | 396,521,000 |
| Noninterest-bearing deposits | 163,486,000 | 163,573,000 | 170,491,000 | 165,670,000 |
| Equity capital | 81,556,000 | 80,772,000 | 65,629,000 | 67,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,688,000 | 13,375,000 | 20,322,000 | 27,107,000 |
| Interest expense | 675,000 | 1,351,000 | 2,041,000 | 2,717,000 |
| Net interest income | 6,013,000 | 12,024,000 | 18,281,000 | 24,390,000 |
| Noninterest income | 1,370,000 | 2,927,000 | 4,492,000 | 6,019,000 |
| Noninterest expense | 4,607,000 | 9,268,000 | 13,919,000 | 18,681,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,776,000 | 5,683,000 | 8,854,000 | 11,751,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,776,000 | 5,683,000 | 8,854,000 | 11,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,408,000 | 79,031,000 | 62,884,000 | 65,781,000 |
| Total capital | 83,259,000 | 83,899,000 | 67,756,000 | 70,658,000 |
| Risk-weighted assets | 512,411,000 | 509,022,000 | 506,695,000 | 507,213,000 |