Call reports 2014
OUACHITA INDEPENDENT BANK — 2014
What OUACHITA INDEPENDENT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 659,268,000 | 645,370,000 | 640,238,000 | 636,662,000 |
| Total loans | 483,509,000 | 484,563,000 | 482,986,000 | 460,623,000 |
| Allowance for loan losses | 5,055,000 | 5,101,000 | 4,991,000 | 4,961,000 |
| Securities available for sale | 105,656,000 | 103,898,000 | 106,131,000 | 99,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 554,803,000 | 540,647,000 | 537,568,000 | 530,160,000 |
| Interest-bearing deposits | 391,003,000 | 383,281,000 | 378,407,000 | 369,183,000 |
| Noninterest-bearing deposits | 163,800,000 | 157,366,000 | 159,161,000 | 160,977,000 |
| Equity capital | 72,955,000 | 74,786,000 | 76,192,000 | 79,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,077,000 | 14,014,000 | 21,140,000 | 28,037,000 |
| Interest expense | 761,000 | 1,516,000 | 2,263,000 | 2,964,000 |
| Net interest income | 6,316,000 | 12,498,000 | 18,877,000 | 25,073,000 |
| Noninterest income | 1,458,000 | 2,667,000 | 4,327,000 | 5,823,000 |
| Noninterest expense | 4,379,000 | 8,536,000 | 13,665,000 | 18,749,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,693,000 | 6,927,000 | 9,838,000 | 12,446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,693,000 | 6,927,000 | 9,838,000 | 12,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,810,000 | 72,641,000 | 73,985,000 | 76,526,000 |
| Total capital | 76,865,000 | 77,742,000 | 78,976,000 | 81,487,000 |
| Risk-weighted assets | 517,502,000 | 512,724,000 | 515,429,000 | 489,851,000 |