Call reports 2013
OUACHITA INDEPENDENT BANK — 2013
What OUACHITA INDEPENDENT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 628,296,000 | 627,981,000 | 664,161,000 | 652,679,000 |
| Total loans | 450,497,000 | 464,750,000 | 464,896,000 | 477,768,000 |
| Allowance for loan losses | 5,109,000 | 5,206,000 | 5,303,000 | 5,280,000 |
| Securities available for sale | 116,563,000 | 114,091,000 | 117,193,000 | 118,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,379,000 | 533,685,000 | 556,784,000 | 551,836,000 |
| Interest-bearing deposits | 378,166,000 | 380,850,000 | 395,933,000 | 387,795,000 |
| Noninterest-bearing deposits | 147,213,000 | 152,835,000 | 160,851,000 | 164,041,000 |
| Equity capital | 68,767,000 | 65,833,000 | 68,106,000 | 69,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,871,000 | 13,946,000 | 21,090,000 | 28,289,000 |
| Interest expense | 758,000 | 1,532,000 | 2,308,000 | 3,098,000 |
| Net interest income | 6,113,000 | 12,414,000 | 18,782,000 | 25,191,000 |
| Noninterest income | 1,606,000 | 3,185,000 | 4,793,000 | 6,267,000 |
| Noninterest expense | 4,807,000 | 9,731,000 | 14,624,000 | 19,436,000 |
| Provision for loan losses | 260,000 | 355,000 | 453,000 | 549,000 |
| Pretax income | 2,652,000 | 5,582,000 | 8,592,000 | 11,567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,652,000 | 5,582,000 | 8,592,000 | 11,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,809,000 | 64,646,000 | 66,496,000 | 69,404,000 |
| Total capital | 68,918,000 | 69,852,000 | 71,799,000 | 74,684,000 |
| Risk-weighted assets | 491,713,000 | 498,161,000 | 496,020,000 | 508,025,000 |