Call reports 2012
OUACHITA INDEPENDENT BANK — 2012
What OUACHITA INDEPENDENT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 598,773,000 | 605,372,000 | 622,018,000 | 622,232,000 |
| Total loans | 392,042,000 | 408,052,000 | 429,797,000 | 443,340,000 |
| Allowance for loan losses | 4,292,000 | 4,474,000 | 4,687,000 | 4,852,000 |
| Securities available for sale | 121,582,000 | 115,787,000 | 120,908,000 | 118,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,485,000 | 499,226,000 | 515,180,000 | 512,959,000 |
| Interest-bearing deposits | 366,993,000 | 371,353,000 | 372,801,000 | 363,942,000 |
| Noninterest-bearing deposits | 128,492,000 | 127,873,000 | 142,379,000 | 149,017,000 |
| Equity capital | 65,557,000 | 65,050,000 | 67,723,000 | 68,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,611,000 | 13,363,000 | 20,230,000 | 27,231,000 |
| Interest expense | 882,000 | 1,742,000 | 2,611,000 | 3,423,000 |
| Net interest income | 5,729,000 | 11,621,000 | 17,619,000 | 23,808,000 |
| Noninterest income | 1,626,000 | 3,357,000 | 5,244,000 | 7,127,000 |
| Noninterest expense | 4,616,000 | 9,362,000 | 14,035,000 | 19,010,000 |
| Provision for loan losses | 316,000 | 565,000 | 819,000 | 1,038,000 |
| Pretax income | 2,461,000 | 5,089,000 | 8,047,000 | 10,925,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,461,000 | 5,089,000 | 8,047,000 | 10,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,034,000 | 59,246,000 | 61,334,000 | 62,727,000 |
| Total capital | 64,326,000 | 63,720,000 | 66,021,000 | 67,579,000 |
| Risk-weighted assets | 424,646,000 | 434,041,000 | 450,984,000 | 477,270,000 |