Call reports 2011
OUACHITA INDEPENDENT BANK — 2011
What OUACHITA INDEPENDENT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 507,606,000 | 514,725,000 | 550,819,000 | 567,658,000 |
| Total loans | 325,985,000 | 353,446,000 | 360,616,000 | 375,412,000 |
| Allowance for loan losses | 3,466,000 | 3,667,000 | 3,829,000 | 3,983,000 |
| Securities available for sale | 107,795,000 | 111,668,000 | 112,181,000 | 117,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,409,000 | 436,572,000 | 453,239,000 | 472,474,000 |
| Interest-bearing deposits | 323,006,000 | 333,787,000 | 334,053,000 | 338,313,000 |
| Noninterest-bearing deposits | 109,403,000 | 102,785,000 | 119,186,000 | 134,160,000 |
| Equity capital | 43,472,000 | 46,329,000 | 61,542,000 | 64,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,983,000 | 12,154,000 | 18,594,000 | 25,209,000 |
| Interest expense | 932,000 | 1,869,000 | 2,770,000 | 3,645,000 |
| Net interest income | 5,051,000 | 10,285,000 | 15,824,000 | 21,564,000 |
| Noninterest income | 1,511,000 | 3,113,000 | 4,739,000 | 6,440,000 |
| Noninterest expense | 4,333,000 | 8,746,000 | 13,045,000 | 17,604,000 |
| Provision for loan losses | 105,000 | 330,000 | 526,000 | 752,000 |
| Pretax income | 2,124,000 | 4,322,000 | 6,992,000 | 9,737,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,124,000 | 4,322,000 | 6,992,000 | 9,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,915,000 | 42,026,000 | 56,048,000 | 58,794,000 |
| Total capital | 44,381,000 | 45,693,000 | 59,877,000 | 62,777,000 |
| Risk-weighted assets | 362,729,000 | 387,532,000 | 398,600,000 | 411,642,000 |