Call reports 2010
OUACHITA INDEPENDENT BANK — 2010
What OUACHITA INDEPENDENT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 459,922,000 | 454,067,000 | 483,113,000 | 481,060,000 |
| Total loans | 306,451,000 | 324,101,000 | 332,769,000 | 323,718,000 |
| Allowance for loan losses | 2,893,000 | 3,026,000 | 3,131,000 | 3,293,000 |
| Securities available for sale | 90,894,000 | 89,960,000 | 96,448,000 | 101,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,906,000 | 388,564,000 | 406,867,000 | 410,871,000 |
| Interest-bearing deposits | 291,247,000 | 298,332,000 | 305,211,000 | 311,140,000 |
| Noninterest-bearing deposits | 91,659,000 | 90,232,000 | 101,657,000 | 99,731,000 |
| Equity capital | 38,600,000 | 39,213,000 | 41,791,000 | 41,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,600,000 | 11,490,000 | 17,518,000 | 23,576,000 |
| Interest expense | 1,059,000 | 2,053,000 | 3,038,000 | 4,008,000 |
| Net interest income | 4,541,000 | 9,437,000 | 14,480,000 | 19,568,000 |
| Noninterest income | 1,408,000 | 3,071,000 | 4,876,000 | 6,940,000 |
| Noninterest expense | 3,955,000 | 8,204,000 | 12,538,000 | 17,309,000 |
| Provision for loan losses | 195,000 | 390,000 | 520,000 | 715,000 |
| Pretax income | 1,799,000 | 3,951,000 | 6,335,000 | 8,521,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,799,000 | 3,951,000 | 6,335,000 | 8,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,648,000 | 35,382,000 | 37,041,000 | 39,316,000 |
| Total capital | 38,541,000 | 38,408,000 | 40,172,000 | 42,609,000 |
| Risk-weighted assets | 337,742,000 | 351,216,000 | 357,279,000 | 358,606,000 |