Call reports 2009
OUACHITA INDEPENDENT BANK — 2009
What OUACHITA INDEPENDENT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 411,052,000 | 416,421,000 | 439,031,000 | 444,517,000 |
| Total loans | 272,755,000 | 300,371,000 | 308,063,000 | 303,338,000 |
| Allowance for loan losses | 2,469,000 | 2,703,000 | 2,843,000 | 2,731,000 |
| Securities available for sale | 72,435,000 | 73,925,000 | 74,923,000 | 79,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,088,000 | 353,607,000 | 368,774,000 | 373,785,000 |
| Interest-bearing deposits | 257,435,000 | 270,157,000 | 284,665,000 | 285,871,000 |
| Noninterest-bearing deposits | 87,653,000 | 83,451,000 | 84,109,000 | 87,914,000 |
| Equity capital | 33,060,000 | 34,283,000 | 37,665,000 | 38,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,054,000 | 10,513,000 | 16,114,000 | 21,744,000 |
| Interest expense | 1,211,000 | 2,436,000 | 3,718,000 | 4,938,000 |
| Net interest income | 3,843,000 | 8,077,000 | 12,396,000 | 16,806,000 |
| Noninterest income | 1,354,000 | 3,169,000 | 4,708,000 | 6,159,000 |
| Noninterest expense | 3,772,000 | 8,049,000 | 11,977,000 | 15,912,000 |
| Provision for loan losses | 115,000 | 385,000 | 535,000 | 570,000 |
| Pretax income | 1,310,000 | 3,020,000 | 4,800,000 | 6,683,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,310,000 | 3,020,000 | 4,800,000 | 6,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,382,000 | 32,092,000 | 33,414,000 | 35,228,000 |
| Total capital | 32,851,000 | 34,795,000 | 36,262,000 | 37,959,000 |
| Risk-weighted assets | 314,406,000 | 331,209,000 | 338,525,000 | 335,765,000 |