Call reports 2001
OUACHITA INDEPENDENT BANK — 2001
What OUACHITA INDEPENDENT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 126,816,000 | 123,090,000 | 167,857,000 | 174,150,000 |
| Total loans | 87,487,000 | 92,764,000 | 117,017,000 | 124,828,000 |
| Allowance for loan losses | 875,000 | 924,000 | 1,290,000 | 1,278,000 |
| Securities available for sale | 20,752,000 | 18,363,000 | 19,613,000 | 22,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,762,000 | 104,292,000 | 143,280,000 | 149,106,000 |
| Interest-bearing deposits | 84,712,000 | 81,944,000 | 112,416,000 | 113,821,000 |
| Noninterest-bearing deposits | 22,050,000 | 22,348,000 | 30,864,000 | 35,285,000 |
| Equity capital | 9,326,000 | 9,672,000 | 13,691,000 | 13,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,476,000 | 4,866,000 | 7,627,000 | 10,384,000 |
| Interest expense | 1,153,000 | 2,176,000 | 3,299,000 | 4,258,000 |
| Net interest income | 1,323,000 | 2,690,000 | 4,328,000 | 6,126,000 |
| Noninterest income | 182,000 | 406,000 | 656,000 | 1,064,000 |
| Noninterest expense | 1,012,000 | 2,108,000 | 3,523,000 | 5,091,000 |
| Provision for loan losses | 48,000 | 97,000 | 97,000 | 97,000 |
| Pretax income | 445,000 | 891,000 | 1,364,000 | 2,002,000 |
| Income tax | 163,000 | 309,000 | 462,000 | 661,000 |
| Net income | 282,000 | 582,000 | 902,000 | 1,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,350,000 | 9,643,000 | 10,298,000 | 10,845,000 |
| Total capital | 10,225,000 | 10,567,000 | 11,588,000 | 12,123,000 |
| Risk-weighted assets | 89,574,000 | 92,680,000 | 120,067,000 | 128,552,000 |