Call reports 2011
GRAYSTONE TOWER BANK — 2011
What GRAYSTONE TOWER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,613,791,000 | 2,524,064,000 | 2,536,420,000 | 2,513,162,000 |
| Total loans | 2,089,136,000 | 2,055,531,000 | 2,093,952,000 | 2,074,443,000 |
| Allowance for loan losses | 15,116,000 | 11,869,000 | 11,925,000 | 12,597,000 |
| Securities available for sale | 207,859,000 | 209,077,000 | 153,787,000 | 136,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,248,989,000 | 2,164,461,000 | 2,167,916,000 | 2,141,629,000 |
| Interest-bearing deposits | 1,926,887,000 | 1,842,659,000 | 1,859,694,000 | 1,776,453,000 |
| Noninterest-bearing deposits | 322,102,000 | 321,802,000 | 308,222,000 | 365,176,000 |
| Equity capital | 267,469,000 | 274,140,000 | 279,947,000 | 283,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 30,269,000 | 60,678,000 | 90,893,000 | 119,252,000 |
| Interest expense | 5,054,000 | 10,360,000 | 15,826,000 | 21,311,000 |
| Net interest income | 25,215,000 | 50,318,000 | 75,067,000 | 97,941,000 |
| Noninterest income | 5,232,000 | 10,070,000 | 14,896,000 | 21,034,000 |
| Noninterest expense | 27,146,000 | 49,151,000 | 68,356,000 | 88,093,000 |
| Provision for loan losses | 1,650,000 | 3,150,000 | 4,450,000 | 5,700,000 |
| Pretax income | 1,731,000 | 8,167,000 | 18,154,000 | 27,048,000 |
| Income tax | 518,000 | 2,445,000 | 5,459,000 | 8,526,000 |
| Net income | 1,091,000 | 5,653,000 | 12,624,000 | 18,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,076,000 | 247,293,000 | 251,575,000 | 255,936,000 |
| Total capital | 257,686,000 | 259,653,000 | 263,991,000 | 268,990,000 |
| Risk-weighted assets | 2,046,715,000 | 2,013,484,000 | 2,020,917,000 | 2,012,762,000 |