Call reports 2001
FIRST NATIONAL BANK OF GWINNETT — 2001
What FIRST NATIONAL BANK OF GWINNETT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,953,000 | 34,395,000 | 44,181,000 | 47,368,000 |
| Total loans | 14,073,000 | 23,705,000 | 29,214,000 | 33,669,000 |
| Allowance for loan losses | 141,000 | 238,000 | 323,000 | 421,000 |
| Securities available for sale | 3,926,000 | 4,046,000 | 4,206,000 | 3,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,936,000 | 27,355,000 | 37,216,000 | 40,258,000 |
| Interest-bearing deposits | 15,703,000 | 24,311,000 | 31,507,000 | 33,557,000 |
| Noninterest-bearing deposits | 3,233,000 | 3,044,000 | 5,709,000 | 6,701,000 |
| Equity capital | 6,860,000 | 6,758,000 | 6,721,000 | 6,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 954,000 | 1,613,000 | 2,319,000 |
| Interest expense | 185,000 | 449,000 | 779,000 | 1,081,000 |
| Net interest income | 206,000 | 505,000 | 834,000 | 1,238,000 |
| Noninterest income | 6,000 | 14,000 | 53,000 | 136,000 |
| Noninterest expense | 287,000 | 601,000 | 949,000 | 1,384,000 |
| Provision for loan losses | 88,000 | 185,000 | 270,000 | 368,000 |
| Pretax income | -163,000 | -267,000 | -332,000 | -378,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -163,000 | -267,000 | -332,000 | -378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,831,000 | 6,726,000 | 6,662,000 | 6,616,000 |
| Total capital | 6,972,000 | 6,964,000 | 6,985,000 | 7,037,000 |
| Risk-weighted assets | 17,793,000 | 26,535,000 | 32,579,000 | 38,197,000 |