Call reports 2009
LAFAYETTE BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2009
What LAFAYETTE BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 1,005,380,000 | 1,144,387,000 |
| Total loans | 594,855,000 | 633,990,000 |
| Allowance for loan losses | 8,989,000 | 10,125,000 |
| Securities available for sale | 149,147,000 | 281,108,000 |
| Securities held to maturity | 6,566,000 | 6,520,000 |
| Trading assets | 0 | 0 |
| Total deposits | 763,380,000 | 926,572,000 |
| Interest-bearing deposits | 649,524,000 | 797,659,000 |
| Noninterest-bearing deposits | 113,856,000 | 128,913,000 |
| Equity capital | 133,722,000 | 133,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 10,007,000 | 21,166,000 |
| Interest expense | 3,374,000 | 7,756,000 |
| Net interest income | 6,633,000 | 13,410,000 |
| Noninterest income | 1,779,000 | 4,054,000 |
| Noninterest expense | 5,421,000 | 12,016,000 |
| Provision for loan losses | 1,764,000 | 3,643,000 |
| Pretax income | 1,988,000 | 2,722,000 |
| Income tax | 419,000 | 116,000 |
| Net income | 1,569,000 | 2,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 77,936,000 | 79,065,000 |
| Total capital | 86,841,000 | 88,509,000 |
| Risk-weighted assets | 745,569,000 | 783,960,000 |