Call reports 2002
LAFAYETTE BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2002
What LAFAYETTE BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 743,698,000 | 840,206,000 | 832,538,000 | 868,863,000 |
| Total loans | 558,027,000 | 579,241,000 | 598,820,000 | 620,713,000 |
| Allowance for loan losses | 6,902,000 | 6,871,000 | 6,911,000 | 6,792,000 |
| Securities available for sale | 100,971,000 | 99,438,000 | 101,639,000 | 99,541,000 |
| Securities held to maturity | 3,746,000 | 3,746,000 | 3,746,000 | 3,745,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 604,303,000 | 610,136,000 | 617,324,000 | 623,772,000 |
| Interest-bearing deposits | 535,089,000 | 536,877,000 | 539,075,000 | 541,281,000 |
| Noninterest-bearing deposits | 69,214,000 | 73,259,000 | 78,249,000 | 82,491,000 |
| Equity capital | 68,619,000 | 129,098,000 | 134,340,000 | 133,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 11,450,000 | 11,409,000 | 23,089,000 | 34,620,000 |
| Interest expense | 4,628,000 | 3,608,000 | 7,242,000 | 10,765,000 |
| Net interest income | 6,822,000 | 7,801,000 | 15,847,000 | 23,855,000 |
| Noninterest income | 2,223,000 | 2,221,000 | 4,635,000 | 7,313,000 |
| Noninterest expense | 6,630,000 | 5,774,000 | 11,673,000 | 17,850,000 |
| Provision for loan losses | 1,615,000 | 315,000 | 630,000 | 945,000 |
| Pretax income | 800,000 | 4,039,000 | 8,291,000 | 12,485,000 |
| Income tax | 117,000 | 1,362,000 | 2,831,000 | 4,280,000 |
| Net income | 683,000 | 2,677,000 | 5,460,000 | 8,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,009,000 | 54,244,000 | 59,789,000 | 61,111,000 |
| Total capital | 62,857,000 | 61,121,000 | 66,731,000 | 67,912,000 |
| Risk-weighted assets | 545,803,000 | 575,542,000 | 588,789,000 | 617,339,000 |