Call reports 2001
LAFAYETTE BANK AND TRUST COMPANY, NATIONAL ASSOCIATION — 2001
What LAFAYETTE BANK AND TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 744,294,000 | 745,702,000 | 746,763,000 | 761,341,000 |
| Total loans | 540,775,000 | 554,515,000 | 564,491,000 | 573,787,000 |
| Allowance for loan losses | 5,194,000 | 5,299,000 | 5,445,000 | 5,413,000 |
| Securities available for sale | 86,180,000 | 88,313,000 | 94,204,000 | 94,133,000 |
| Securities held to maturity | 4,134,000 | 4,133,000 | 3,918,000 | 3,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 606,257,000 | 596,904,000 | 605,465,000 | 620,932,000 |
| Interest-bearing deposits | 542,338,000 | 527,166,000 | 539,054,000 | 539,677,000 |
| Noninterest-bearing deposits | 63,919,000 | 69,738,000 | 66,411,000 | 81,255,000 |
| Equity capital | 64,806,000 | 66,439,000 | 68,122,000 | 68,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 13,614,000 | 27,189,000 | 40,396,000 | 52,744,000 |
| Interest expense | 7,439,000 | 14,461,000 | 20,901,000 | 26,454,000 |
| Net interest income | 6,175,000 | 12,728,000 | 19,495,000 | 26,290,000 |
| Noninterest income | 1,835,000 | 3,829,000 | 5,858,000 | 8,409,000 |
| Noninterest expense | 5,016,000 | 10,260,000 | 15,513,000 | 21,293,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,225,000 |
| Pretax income | 2,694,000 | 5,697,000 | 8,940,000 | 12,181,000 |
| Income tax | 849,000 | 1,821,000 | 2,889,000 | 3,951,000 |
| Net income | 1,845,000 | 3,876,000 | 6,051,000 | 8,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,676,000 | 53,376,000 | 54,540,000 | 55,889,000 |
| Total capital | 56,870,000 | 58,675,000 | 59,990,000 | 61,302,000 |
| Risk-weighted assets | 558,185,000 | 549,678,000 | 561,943,000 | 558,142,000 |