Call reports 2025
BANK OF VERSAILLES — 2025
What BANK OF VERSAILLES reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 339,567,000 | 343,728,000 | 350,241,000 | 351,593,000 |
| Total loans | 299,591,000 | 303,887,000 | 312,880,000 | 314,850,000 |
| Allowance for loan losses | 3,974,000 | 3,975,000 | 3,976,000 | 3,978,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,630,000 | 257,590,000 | 260,423,000 | 268,457,000 |
| Interest-bearing deposits | 204,247,000 | 215,311,000 | 219,473,000 | 229,913,000 |
| Noninterest-bearing deposits | 45,383,000 | 42,279,000 | 40,950,000 | 38,544,000 |
| Equity capital | 48,056,000 | 48,513,000 | 50,018,000 | 50,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,112,000 | 8,370,000 | 12,867,000 | 17,419,000 |
| Interest expense | 1,274,000 | 2,512,000 | 3,848,000 | 5,186,000 |
| Net interest income | 2,838,000 | 5,858,000 | 9,019,000 | 12,233,000 |
| Noninterest income | 46,000 | 95,000 | 147,000 | 197,000 |
| Noninterest expense | 1,312,000 | 2,692,000 | 3,940,000 | 5,363,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,569,000 | 3,251,000 | 5,218,000 | 7,055,000 |
| Income tax | 364,000 | 749,000 | 1,211,000 | 1,637,000 |
| Net income | 1,205,000 | 2,502,000 | 4,007,000 | 5,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,056,000 | 48,513,000 | 50,018,000 | 50,445,000 |