Call reports 2024
BANK OF VERSAILLES — 2024
What BANK OF VERSAILLES reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 328,941,000 | 333,724,000 | 330,458,000 | 337,447,000 |
| Total loans | 292,687,000 | 291,877,000 | 293,787,000 | 299,602,000 |
| Allowance for loan losses | 4,006,000 | 3,970,000 | 3,971,000 | 3,972,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,200,000 | 266,073,000 | 263,328,000 | 256,986,000 |
| Interest-bearing deposits | 218,144,000 | 222,806,000 | 220,684,000 | 217,600,000 |
| Noninterest-bearing deposits | 40,056,000 | 43,267,000 | 42,644,000 | 39,386,000 |
| Equity capital | 44,549,000 | 45,020,000 | 46,368,000 | 46,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,842,000 | 7,793,000 | 11,877,000 | 15,942,000 |
| Interest expense | 1,144,000 | 2,274,000 | 3,430,000 | 4,607,000 |
| Net interest income | 2,698,000 | 5,519,000 | 8,447,000 | 11,335,000 |
| Noninterest income | 57,000 | 191,000 | 252,000 | 300,000 |
| Noninterest expense | 1,331,000 | 2,684,000 | 3,934,000 | 5,256,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,433,000 | 3,043,000 | 4,778,000 | 6,393,000 |
| Income tax | 325,000 | 696,000 | 1,083,000 | 1,447,000 |
| Net income | 1,108,000 | 2,347,000 | 3,695,000 | 4,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,549,000 | 45,020,000 | 46,368,000 | 46,851,000 |