Call reports 2023
BANK OF VERSAILLES — 2023
What BANK OF VERSAILLES reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 314,715,000 | 319,315,000 | 322,983,000 | 326,895,000 |
| Total loans | 280,276,000 | 285,863,000 | 287,696,000 | 290,231,000 |
| Allowance for loan losses | 3,995,000 | 3,994,000 | 3,994,000 | 3,994,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,547,000 | 252,788,000 | 257,116,000 | 260,920,000 |
| Interest-bearing deposits | 214,062,000 | 209,099,000 | 214,763,000 | 222,167,000 |
| Noninterest-bearing deposits | 41,485,000 | 43,689,000 | 42,353,000 | 38,753,000 |
| Equity capital | 41,595,000 | 42,215,000 | 43,256,000 | 43,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,089,000 | 6,626,000 | 10,182,000 | 13,876,000 |
| Interest expense | 338,000 | 958,000 | 1,817,000 | 2,834,000 |
| Net interest income | 2,751,000 | 5,668,000 | 8,365,000 | 11,042,000 |
| Noninterest income | 68,000 | 138,000 | 202,000 | 259,000 |
| Noninterest expense | 1,406,000 | 2,757,000 | 4,169,000 | 5,608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,413,000 | 3,049,000 | 4,398,000 | 5,634,000 |
| Income tax | 335,000 | 704,000 | 1,011,000 | 1,294,000 |
| Net income | 1,078,000 | 2,345,000 | 3,387,000 | 4,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,595,000 | 42,215,000 | 43,256,000 | 43,441,000 |