Call reports 2022
BANK OF VERSAILLES — 2022
What BANK OF VERSAILLES reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 302,833,000 | 323,414,000 | 321,067,000 | 321,425,000 |
| Total loans | 254,992,000 | 269,267,000 | 271,201,000 | 277,199,000 |
| Allowance for loan losses | 3,333,000 | 3,335,000 | 3,378,000 | 3,378,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,373,000 | 275,853,000 | 272,260,000 | 272,049,000 |
| Interest-bearing deposits | 213,975,000 | 230,253,000 | 227,554,000 | 229,702,000 |
| Noninterest-bearing deposits | 41,398,000 | 45,600,000 | 44,706,000 | 42,347,000 |
| Equity capital | 39,026,000 | 39,232,000 | 40,380,000 | 40,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,359,000 | 4,899,000 | 7,742,000 | 10,914,000 |
| Interest expense | 141,000 | 279,000 | 429,000 | 594,000 |
| Net interest income | 2,218,000 | 4,620,000 | 7,313,000 | 10,320,000 |
| Noninterest income | 64,000 | 138,000 | 212,000 | 281,000 |
| Noninterest expense | 1,349,000 | 2,554,000 | 3,831,000 | 5,249,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 933,000 | 2,204,000 | 3,694,000 | 5,352,000 |
| Income tax | 221,000 | 519,000 | 861,000 | 1,266,000 |
| Net income | 712,000 | 1,685,000 | 2,833,000 | 4,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,026,000 | 39,232,000 | 40,380,000 | 40,984,000 |
Machine access — free, no API key
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