Call reports 2021
BANK OF VERSAILLES — 2021
What BANK OF VERSAILLES reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 288,427,000 | 306,544,000 | 303,579,000 | 313,917,000 |
| Total loans | 238,946,000 | 240,029,000 | 244,640,000 | 249,216,000 |
| Allowance for loan losses | 3,328,000 | 3,327,000 | 3,329,000 | 3,331,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,638,000 | 249,882,000 | 246,135,000 | 262,295,000 |
| Interest-bearing deposits | 193,694,000 | 209,854,000 | 206,218,000 | 223,803,000 |
| Noninterest-bearing deposits | 36,944,000 | 40,028,000 | 39,917,000 | 38,492,000 |
| Equity capital | 37,244,000 | 37,391,000 | 38,102,000 | 38,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,420,000 | 4,691,000 | 6,993,000 | 9,299,000 |
| Interest expense | 251,000 | 452,000 | 630,000 | 783,000 |
| Net interest income | 2,169,000 | 4,239,000 | 6,363,000 | 8,516,000 |
| Noninterest income | 55,000 | 132,000 | 208,000 | 279,000 |
| Noninterest expense | 1,255,000 | 2,451,000 | 3,720,000 | 4,947,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 969,000 | 1,920,000 | 2,851,000 | 3,848,000 |
| Income tax | 232,000 | 448,000 | 669,000 | 866,000 |
| Net income | 737,000 | 1,472,000 | 2,182,000 | 2,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,243,000 | 37,391,000 | 38,102,000 | 38,315,000 |