Call reports 2020
BANK OF VERSAILLES — 2020
What BANK OF VERSAILLES reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 266,699,000 | 284,186,000 | 290,848,000 | 290,084,000 |
| Total loans | 232,802,000 | 234,707,000 | 240,270,000 | 241,568,000 |
| Allowance for loan losses | 3,323,000 | 3,326,000 | 3,322,000 | 3,325,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,808,000 | 210,260,000 | 224,170,000 | 225,193,000 |
| Interest-bearing deposits | 165,563,000 | 176,722,000 | 187,626,000 | 192,665,000 |
| Noninterest-bearing deposits | 26,245,000 | 33,538,000 | 36,543,000 | 32,528,000 |
| Equity capital | 35,317,000 | 35,490,000 | 36,242,000 | 36,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,585,000 | 5,067,000 | 7,603,000 | 10,085,000 |
| Interest expense | 489,000 | 927,000 | 1,314,000 | 1,649,000 |
| Net interest income | 2,096,000 | 4,140,000 | 6,289,000 | 8,436,000 |
| Noninterest income | 7,000 | 53,000 | 79,000 | 145,000 |
| Noninterest expense | 1,269,000 | 2,440,000 | 3,624,000 | 4,820,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 834,000 | 1,753,000 | 2,744,000 | 3,761,000 |
| Income tax | 192,000 | 416,000 | 655,000 | 887,000 |
| Net income | 642,000 | 1,337,000 | 2,089,000 | 2,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,317,000 | 35,490,000 | 36,243,000 | 36,506,000 |