Call reports 2019
BANK OF VERSAILLES — 2019
What BANK OF VERSAILLES reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 256,386,000 | 259,474,000 | 262,805,000 | 263,733,000 |
| Total loans | 220,660,000 | 221,821,000 | 224,661,000 | 227,273,000 |
| Allowance for loan losses | 3,451,000 | 3,327,000 | 3,331,000 | 3,334,000 |
| Securities available for sale | 1,412,000 | 1,420,000 | 1,422,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,102,000 | 201,281,000 | 200,820,000 | 201,593,000 |
| Interest-bearing deposits | 172,787,000 | 172,968,000 | 171,994,000 | 174,988,000 |
| Noninterest-bearing deposits | 26,315,000 | 28,313,000 | 28,826,000 | 26,605,000 |
| Equity capital | 33,538,000 | 33,784,000 | 34,490,000 | 34,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,483,000 | 5,077,000 | 7,779,000 | 10,320,000 |
| Interest expense | 522,000 | 1,037,000 | 1,551,000 | 2,038,000 |
| Net interest income | 1,961,000 | 4,040,000 | 6,228,000 | 8,282,000 |
| Noninterest income | 57,000 | 118,000 | 149,000 | 165,000 |
| Noninterest expense | 1,250,000 | 2,533,000 | 3,786,000 | 5,012,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 768,000 | 1,625,000 | 2,591,000 | 3,460,000 |
| Income tax | 193,000 | 354,000 | 609,000 | 817,000 |
| Net income | 575,000 | 1,271,000 | 1,982,000 | 2,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,521,000 | 33,759,000 | 34,471,000 | 34,675,000 |
| Total capital | 35,417,000 | 35,658,000 | 36,399,000 | 36,598,000 |
| Risk-weighted assets | 150,099,000 | 150,477,000 | 152,797,000 | 152,424,000 |