Call reports 2018
BANK OF VERSAILLES — 2018
What BANK OF VERSAILLES reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 251,334,000 | 258,071,000 | 255,510,000 | 267,549,000 |
| Total loans | 213,943,000 | 215,818,000 | 217,385,000 | 222,088,000 |
| Allowance for loan losses | 3,441,000 | 3,443,000 | 3,449,000 | 3,451,000 |
| Securities available for sale | 1,401,000 | 1,401,000 | 1,394,000 | 1,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,678,000 | 206,604,000 | 201,474,000 | 211,130,000 |
| Interest-bearing deposits | 175,667,000 | 180,288,000 | 172,887,000 | 184,477,000 |
| Noninterest-bearing deposits | 25,011,000 | 26,316,000 | 28,587,000 | 26,653,000 |
| Equity capital | 31,423,000 | 32,263,000 | 32,743,000 | 32,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,295,000 | 4,676,000 | 7,073,000 | 9,575,000 |
| Interest expense | 303,000 | 717,000 | 1,155,000 | 1,650,000 |
| Net interest income | 1,992,000 | 3,959,000 | 5,918,000 | 7,925,000 |
| Noninterest income | -83,000 | -240,000 | -372,000 | -448,000 |
| Noninterest expense | 1,291,000 | 2,493,000 | 3,673,000 | 4,800,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 618,000 | 1,226,000 | 1,873,000 | 2,677,000 |
| Income tax | 30,000 | -595,000 | -434,000 | -223,000 |
| Net income | 588,000 | 1,821,000 | 2,307,000 | 2,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,417,000 | 31,702,000 | 32,350,000 | 32,535,000 |
| Total capital | 33,285,000 | 33,575,000 | 34,217,000 | 34,435,000 |
| Risk-weighted assets | 147,855,000 | 148,233,000 | 147,768,000 | 150,462,000 |