Call reports 2017
BANK OF VERSAILLES — 2017
What BANK OF VERSAILLES reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 251,910,000 | 251,397,000 | 256,956,000 | 265,105,000 |
| Total loans | 207,130,000 | 207,865,000 | 209,019,000 | 211,772,000 |
| Allowance for loan losses | 3,649,000 | 3,651,000 | 3,523,000 | 3,439,000 |
| Securities available for sale | 1,512,000 | 1,539,000 | 1,536,000 | 1,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,517,000 | 204,800,000 | 209,228,000 | 216,988,000 |
| Interest-bearing deposits | 178,424,000 | 176,394,000 | 180,805,000 | 189,640,000 |
| Noninterest-bearing deposits | 27,093,000 | 28,406,000 | 28,422,000 | 27,348,000 |
| Equity capital | 29,175,000 | 29,406,000 | 30,462,000 | 30,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,211,000 | 4,436,000 | 6,670,000 | 8,957,000 |
| Interest expense | 250,000 | 530,000 | 809,000 | 1,099,000 |
| Net interest income | 1,961,000 | 3,906,000 | 5,861,000 | 7,858,000 |
| Noninterest income | -86,000 | -286,000 | 25,000 | 14,000 |
| Noninterest expense | 1,352,000 | 2,571,000 | 3,760,000 | 4,981,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 523,000 | 1,049,000 | 2,126,000 | 2,891,000 |
| Income tax | 35,000 | 30,000 | 48,000 | 80,000 |
| Net income | 488,000 | 1,019,000 | 2,078,000 | 2,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,158,000 | 29,362,000 | 30,421,000 | 30,829,000 |
| Total capital | 31,013,000 | 31,203,000 | 32,253,000 | 32,684,000 |
| Risk-weighted assets | 146,616,000 | 145,472,000 | 144,897,000 | 146,801,000 |