Call reports 2016
BANK OF VERSAILLES — 2016
What BANK OF VERSAILLES reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 232,460,000 | 237,679,000 | 239,066,000 | 246,805,000 |
| Total loans | 197,762,000 | 200,900,000 | 202,822,000 | 206,233,000 |
| Allowance for loan losses | 3,675,000 | 3,722,000 | 3,715,000 | 3,663,000 |
| Securities available for sale | 5,633,000 | 5,615,000 | 5,535,000 | 1,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,581,000 | 195,414,000 | 196,665,000 | 204,916,000 |
| Interest-bearing deposits | 165,616,000 | 169,374,000 | 170,388,000 | 179,676,000 |
| Noninterest-bearing deposits | 24,965,000 | 26,040,000 | 26,277,000 | 25,240,000 |
| Equity capital | 28,670,000 | 29,007,000 | 28,291,000 | 28,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,094,000 | 4,229,000 | 6,444,000 | 8,583,000 |
| Interest expense | 203,000 | 420,000 | 654,000 | 883,000 |
| Net interest income | 1,891,000 | 3,809,000 | 5,790,000 | 7,700,000 |
| Noninterest income | -92,000 | -97,000 | -634,000 | -554,000 |
| Noninterest expense | 1,370,000 | 2,674,000 | 4,865,000 | 6,261,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 429,000 | 1,038,000 | 291,000 | 899,000 |
| Income tax | 16,000 | 52,000 | 14,000 | 44,000 |
| Net income | 413,000 | 986,000 | 277,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,620,000 | 28,932,000 | 28,223,000 | 28,670,000 |
| Total capital | 30,449,000 | 30,772,000 | 30,066,000 | 30,528,000 |
| Risk-weighted assets | 144,482,000 | 145,280,000 | 145,585,000 | 146,805,000 |