Call reports 2014
BANK OF VERSAILLES — 2014
What BANK OF VERSAILLES reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 227,616,000 | 220,479,000 | 211,909,000 | 225,945,000 |
| Total loans | 179,469,000 | 180,130,000 | 179,294,000 | 184,757,000 |
| Allowance for loan losses | 6,660,000 | 6,624,000 | 6,533,000 | 3,654,000 |
| Securities available for sale | 22,868,000 | 13,049,000 | 11,916,000 | 11,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,688,000 | 197,050,000 | 184,996,000 | 189,820,000 |
| Interest-bearing deposits | 178,332,000 | 174,625,000 | 163,526,000 | 169,067,000 |
| Noninterest-bearing deposits | 21,356,000 | 22,425,000 | 21,470,000 | 20,753,000 |
| Equity capital | 22,630,000 | 23,136,000 | 23,563,000 | 26,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,069,000 | 4,115,000 | 6,160,000 | 8,219,000 |
| Interest expense | 218,000 | 427,000 | 597,000 | 796,000 |
| Net interest income | 1,851,000 | 3,688,000 | 5,563,000 | 7,423,000 |
| Noninterest income | -162,000 | -312,000 | -442,000 | -585,000 |
| Noninterest expense | 1,691,000 | 3,075,000 | 4,378,000 | 5,726,000 |
| Provision for loan losses | -2,000,000 | -2,000,000 | -2,000,000 | -4,800,000 |
| Pretax income | 1,998,000 | 2,305,000 | 2,747,000 | 5,916,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 1,994,000 | 2,301,000 | 2,743,000 | 5,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,911,000 | 23,218,000 | 23,660,000 | 26,828,000 |
| Total capital | 24,744,000 | 25,042,000 | 25,437,000 | 28,637,000 |
| Risk-weighted assets | 141,799,000 | 141,118,000 | 137,414,000 | 142,910,000 |