Call reports 2011
BANK OF VERSAILLES — 2011
What BANK OF VERSAILLES reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 294,741,000 | 288,383,000 | 275,795,000 | 265,022,000 |
| Total loans | 226,651,000 | 219,417,000 | 213,338,000 | 207,359,000 |
| Allowance for loan losses | 9,735,000 | 12,835,000 | 12,806,000 | 11,197,000 |
| Securities available for sale | 42,561,000 | 41,790,000 | 39,858,000 | 35,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,791,000 | 260,579,000 | 249,244,000 | 239,089,000 |
| Interest-bearing deposits | 237,800,000 | 241,123,000 | 228,811,000 | 219,384,000 |
| Noninterest-bearing deposits | 18,992,000 | 19,456,000 | 20,434,000 | 19,705,000 |
| Equity capital | 27,449,000 | 22,427,000 | 21,176,000 | 20,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,219,000 | 6,139,000 | 9,136,000 | 11,819,000 |
| Interest expense | 805,000 | 1,458,000 | 2,039,000 | 2,525,000 |
| Net interest income | 2,414,000 | 4,681,000 | 7,097,000 | 9,294,000 |
| Noninterest income | 18,000 | -238,000 | -2,377,000 | -2,972,000 |
| Noninterest expense | 1,757,000 | 3,176,000 | 4,687,000 | 6,330,000 |
| Provision for loan losses | 150,000 | 5,030,000 | 5,255,000 | 5,572,000 |
| Pretax income | 525,000 | -3,763,000 | -4,653,000 | -4,686,000 |
| Income tax | 110,000 | 1,068,000 | 1,208,000 | 1,407,000 |
| Net income | 415,000 | -4,831,000 | -5,861,000 | -6,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,069,000 | 21,822,000 | 20,793,000 | 20,561,000 |
| Total capital | 29,629,000 | 24,260,000 | 23,122,000 | 22,770,000 |
| Risk-weighted assets | 197,589,000 | 184,614,000 | 175,871,000 | 167,747,000 |