Call reports 2010
BANK OF VERSAILLES — 2010
What BANK OF VERSAILLES reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 350,406,000 | 339,955,000 | 324,274,000 | 319,970,000 |
| Total loans | 265,025,000 | 255,359,000 | 246,485,000 | 232,643,000 |
| Allowance for loan losses | 5,697,000 | 11,997,000 | 11,512,000 | 9,840,000 |
| Securities available for sale | 43,513,000 | 40,818,000 | 45,798,000 | 44,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,980,000 | 277,698,000 | 262,467,000 | 260,684,000 |
| Interest-bearing deposits | 256,460,000 | 258,911,000 | 244,148,000 | 242,087,000 |
| Noninterest-bearing deposits | 17,520,000 | 18,787,000 | 18,319,000 | 18,596,000 |
| Equity capital | 32,453,000 | 27,278,000 | 27,135,000 | 26,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,116,000 | 7,883,000 | 10,832,000 | 14,157,000 |
| Interest expense | 1,425,000 | 2,658,000 | 3,701,000 | 4,791,000 |
| Net interest income | 2,691,000 | 5,225,000 | 7,131,000 | 9,366,000 |
| Noninterest income | 236,000 | 107,000 | 221,000 | -475,000 |
| Noninterest expense | 1,363,000 | 2,778,000 | 4,057,000 | 5,847,000 |
| Provision for loan losses | 0 | 6,800,000 | 8,496,000 | 8,496,000 |
| Pretax income | 1,564,000 | -4,246,000 | -5,201,000 | -5,452,000 |
| Income tax | 447,000 | -465,000 | -23,000 | -488,000 |
| Net income | 1,117,000 | -3,781,000 | -5,178,000 | -4,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,072,000 | 26,837,000 | 26,441,000 | 26,654,000 |
| Total capital | 37,769,000 | 29,578,000 | 29,278,000 | 29,328,000 |
| Risk-weighted assets | 226,342,000 | 210,048,000 | 218,262,000 | 206,762,000 |