Call reports 2006
BANK OF VERSAILLES — 2006
What BANK OF VERSAILLES reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 273,558,000 | 283,265,000 | 280,755,000 | 283,849,000 |
| Total loans | 226,276,000 | 231,098,000 | 231,218,000 | 235,034,000 |
| Allowance for loan losses | 1,560,000 | 1,523,000 | 1,458,000 | 1,434,000 |
| Securities available for sale | 25,907,000 | 24,305,000 | 24,436,000 | 26,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,252,000 | 202,530,000 | 202,986,000 | 205,855,000 |
| Interest-bearing deposits | 161,724,000 | 167,006,000 | 170,432,000 | 172,525,000 |
| Noninterest-bearing deposits | 29,528,000 | 35,524,000 | 32,554,000 | 33,330,000 |
| Equity capital | 29,872,000 | 30,375,000 | 31,235,000 | 31,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,766,000 | 7,799,000 | 12,023,000 | 16,551,000 |
| Interest expense | 1,980,000 | 4,035,000 | 6,175,000 | 8,427,000 |
| Net interest income | 1,786,000 | 3,764,000 | 5,848,000 | 8,124,000 |
| Noninterest income | 152,000 | 371,000 | 536,000 | 825,000 |
| Noninterest expense | 858,000 | 1,827,000 | 2,797,000 | 4,257,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,080,000 | 2,308,000 | 3,587,000 | 4,692,000 |
| Income tax | 300,000 | 570,000 | 1,197,000 | 1,586,000 |
| Net income | 780,000 | 1,738,000 | 2,390,000 | 3,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,008,000 | 30,653,000 | 31,306,000 | 31,709,000 |
| Total capital | 31,568,000 | 32,176,000 | 32,764,000 | 33,142,000 |
| Risk-weighted assets | 166,270,000 | 175,499,000 | 175,438,000 | 181,358,000 |