Call reports 2002
BANK OF VERSAILLES — 2002
What BANK OF VERSAILLES reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 249,771,000 | 253,896,000 | 256,688,000 | 252,703,000 |
| Total loans | 187,544,000 | 193,404,000 | 196,038,000 | 198,535,000 |
| Allowance for loan losses | 1,403,000 | 1,391,000 | 1,389,000 | 1,389,000 |
| Securities available for sale | 38,228,000 | 35,246,000 | 35,983,000 | 33,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,515,000 | 168,260,000 | 177,695,000 | 175,651,000 |
| Interest-bearing deposits | 150,480,000 | 154,633,000 | 156,785,000 | 162,520,000 |
| Noninterest-bearing deposits | 12,035,000 | 13,627,000 | 20,910,000 | 13,131,000 |
| Equity capital | 21,226,000 | 22,328,000 | 22,744,000 | 23,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,608,000 | 7,238,000 | 10,807,000 | 14,451,000 |
| Interest expense | 1,822,000 | 3,692,000 | 5,495,000 | 7,247,000 |
| Net interest income | 1,786,000 | 3,546,000 | 5,312,000 | 7,204,000 |
| Noninterest income | 107,000 | 249,000 | 406,000 | 604,000 |
| Noninterest expense | 743,000 | 1,414,000 | 2,076,000 | 3,364,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 1,130,000 | 2,361,000 | 3,622,000 | 4,424,000 |
| Income tax | 300,000 | 788,000 | 1,564,000 | 1,686,000 |
| Net income | 830,000 | 1,573,000 | 2,058,000 | 2,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,940,000 | 21,751,000 | 22,300,000 | 22,674,000 |
| Total capital | 22,343,000 | 23,142,000 | 23,690,000 | 24,063,000 |
| Risk-weighted assets | 130,924,000 | 131,188,000 | 132,685,000 | 133,853,000 |