Call reports 2001
BANK OF VERSAILLES — 2001
What BANK OF VERSAILLES reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 232,402,000 | 238,957,000 | 241,968,000 | 242,688,000 |
| Total loans | 160,638,000 | 166,165,000 | 176,265,000 | 182,215,000 |
| Allowance for loan losses | 1,131,000 | 1,171,000 | 1,191,000 | 1,386,000 |
| Securities available for sale | 32,394,000 | 38,417,000 | 45,396,000 | 38,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,166,000 | 148,737,000 | 150,165,000 | 153,905,000 |
| Interest-bearing deposits | 130,530,000 | 135,563,000 | 138,269,000 | 141,843,000 |
| Noninterest-bearing deposits | 10,636,000 | 13,175,000 | 11,896,000 | 12,062,000 |
| Equity capital | 19,428,000 | 19,973,000 | 21,180,000 | 20,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,213,000 | 8,245,000 | 12,189,000 | 15,978,000 |
| Interest expense | 2,662,000 | 5,197,000 | 7,481,000 | 9,601,000 |
| Net interest income | 1,551,000 | 3,048,000 | 4,708,000 | 6,377,000 |
| Noninterest income | 109,000 | 237,000 | 361,000 | 506,000 |
| Noninterest expense | 600,000 | 1,255,000 | 1,760,000 | 3,139,000 |
| Provision for loan losses | 80,000 | 120,000 | 140,000 | 360,000 |
| Pretax income | 980,000 | 1,910,000 | 3,169,000 | 3,384,000 |
| Income tax | 300,000 | 600,000 | 900,000 | 1,403,000 |
| Net income | 680,000 | 1,310,000 | 2,269,000 | 1,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,292,000 | 19,681,000 | 20,639,000 | 20,110,000 |
| Total capital | 20,423,000 | 20,852,000 | 21,830,000 | 21,496,000 |
| Risk-weighted assets | 106,511,000 | 111,114,000 | 118,893,000 | 124,563,000 |