Call reports 2012
BANKANNAPOLIS — 2012
What BANKANNAPOLIS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 440,495,000 | 437,422,000 | 436,296,000 | 445,484,000 |
| Total loans | 300,863,000 | 297,384,000 | 284,749,000 | 280,877,000 |
| Allowance for loan losses | 6,765,000 | 6,908,000 | 6,647,000 | 6,317,000 |
| Securities available for sale | 82,783,000 | 90,965,000 | 91,777,000 | 106,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,878,000 | 343,358,000 | 338,966,000 | 352,989,000 |
| Interest-bearing deposits | 327,595,000 | 323,560,000 | 319,541,000 | 333,256,000 |
| Noninterest-bearing deposits | 19,283,000 | 19,798,000 | 19,425,000 | 19,733,000 |
| Equity capital | 42,792,000 | 39,750,000 | 40,902,000 | 41,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,808,000 | 9,604,000 | 14,473,000 | 18,916,000 |
| Interest expense | 727,000 | 1,421,000 | 2,085,000 | 2,731,000 |
| Net interest income | 4,081,000 | 8,183,000 | 12,388,000 | 16,185,000 |
| Noninterest income | 399,000 | 842,000 | 1,337,000 | 1,823,000 |
| Noninterest expense | 2,919,000 | 5,784,000 | 8,560,000 | 11,546,000 |
| Provision for loan losses | 167,000 | 277,000 | 306,000 | 684,000 |
| Pretax income | 1,394,000 | 2,964,000 | 4,859,000 | 5,778,000 |
| Income tax | 519,000 | 1,110,000 | 1,831,000 | 2,170,000 |
| Net income | 875,000 | 1,854,000 | 3,028,000 | 3,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,895,000 | 38,763,000 | 39,838,000 | 40,313,000 |
| Total capital | 46,058,000 | 42,909,000 | 43,845,000 | 44,328,000 |
| Risk-weighted assets | 330,439,000 | 328,918,000 | 317,949,000 | 318,901,000 |