Call reports 2010
BANKANNAPOLIS — 2010
What BANKANNAPOLIS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 434,297,000 | 431,687,000 | 432,485,000 | 432,129,000 |
| Total loans | 277,765,000 | 276,363,000 | 279,743,000 | 279,916,000 |
| Allowance for loan losses | 7,746,000 | 6,781,000 | 7,394,000 | 6,853,000 |
| Securities available for sale | 104,892,000 | 95,254,000 | 95,868,000 | 96,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,235,000 | 340,629,000 | 332,471,000 | 341,186,000 |
| Interest-bearing deposits | 328,891,000 | 323,939,000 | 317,305,000 | 323,772,000 |
| Noninterest-bearing deposits | 16,344,000 | 16,690,000 | 15,166,000 | 17,414,000 |
| Equity capital | 38,795,000 | 39,769,000 | 40,104,000 | 39,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,349,000 | 10,266,000 | 15,037,000 | 19,853,000 |
| Interest expense | 1,287,000 | 2,455,000 | 3,501,000 | 4,456,000 |
| Net interest income | 4,062,000 | 7,811,000 | 11,536,000 | 15,397,000 |
| Noninterest income | 428,000 | 839,000 | 1,251,000 | 1,655,000 |
| Noninterest expense | 3,115,000 | 6,195,000 | 9,171,000 | 12,007,000 |
| Provision for loan losses | 236,000 | 599,000 | 1,221,000 | 2,148,000 |
| Pretax income | 1,084,000 | 1,801,000 | 2,340,000 | 2,842,000 |
| Income tax | 406,000 | 657,000 | 845,000 | 1,020,000 |
| Net income | 678,000 | 1,144,000 | 1,495,000 | 1,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,517,000 | 38,838,000 | 39,038,000 | 39,218,000 |
| Total capital | 42,326,000 | 42,614,000 | 42,838,000 | 43,110,000 |
| Risk-weighted assets | 300,797,000 | 299,120,000 | 300,432,000 | 308,347,000 |