Call reports 2009
BANKANNAPOLIS — 2009
What BANKANNAPOLIS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 469,582,000 | 459,063,000 | 445,474,000 | 444,307,000 |
| Total loans | 270,719,000 | 272,455,000 | 279,144,000 | 281,958,000 |
| Allowance for loan losses | 5,159,000 | 8,521,000 | 9,092,000 | 7,926,000 |
| Securities available for sale | 104,661,000 | 128,069,000 | 122,075,000 | 117,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,995,000 | 362,347,000 | 349,719,000 | 350,660,000 |
| Interest-bearing deposits | 355,313,000 | 345,185,000 | 334,282,000 | 334,271,000 |
| Noninterest-bearing deposits | 13,682,000 | 17,162,000 | 15,437,000 | 16,389,000 |
| Equity capital | 39,249,000 | 36,116,000 | 37,504,000 | 37,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,986,000 | 10,330,000 | 15,733,000 | 21,226,000 |
| Interest expense | 2,004,000 | 3,905,000 | 5,462,000 | 6,931,000 |
| Net interest income | 2,982,000 | 6,425,000 | 10,271,000 | 14,295,000 |
| Noninterest income | 338,000 | 729,000 | 1,122,000 | 1,677,000 |
| Noninterest expense | 2,708,000 | 5,681,000 | 8,349,000 | 11,803,000 |
| Provision for loan losses | 1,208,000 | 5,011,000 | 6,113,000 | 6,540,000 |
| Pretax income | -596,000 | -3,538,000 | -3,069,000 | -2,371,000 |
| Income tax | -223,000 | -1,411,000 | -1,233,000 | -1,028,000 |
| Net income | -373,000 | -2,127,000 | -1,836,000 | -1,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,411,000 | 37,506,000 | 37,637,000 | 37,984,000 |
| Total capital | 43,105,000 | 41,285,000 | 41,459,000 | 41,813,000 |
| Risk-weighted assets | 294,090,000 | 297,609,000 | 300,471,000 | 306,049,000 |