Call reports 2008
BANKANNAPOLIS — 2008
What BANKANNAPOLIS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 382,640,000 | 374,859,000 | 375,813,000 | 394,889,000 |
| Total loans | 244,548,000 | 255,014,000 | 260,368,000 | 268,216,000 |
| Allowance for loan losses | 2,404,000 | 2,593,000 | 3,521,000 | 4,123,000 |
| Securities available for sale | 72,655,000 | 82,858,000 | 75,376,000 | 80,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,778,000 | 286,379,000 | 288,025,000 | 300,643,000 |
| Interest-bearing deposits | 273,911,000 | 270,734,000 | 273,945,000 | 285,699,000 |
| Noninterest-bearing deposits | 13,867,000 | 15,645,000 | 14,081,000 | 14,944,000 |
| Equity capital | 32,397,000 | 30,787,000 | 30,894,000 | 31,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,635,000 | 11,061,000 | 16,534,000 | 21,800,000 |
| Interest expense | 2,410,000 | 4,486,000 | 6,483,000 | 8,433,000 |
| Net interest income | 3,225,000 | 6,575,000 | 10,051,000 | 13,367,000 |
| Noninterest income | 336,000 | 703,000 | 1,038,000 | 1,380,000 |
| Noninterest expense | 2,459,000 | 4,934,000 | 7,243,000 | 9,701,000 |
| Provision for loan losses | 121,000 | 488,000 | 1,419,000 | 2,375,000 |
| Pretax income | 981,000 | 1,856,000 | 2,427,000 | 2,671,000 |
| Income tax | 352,000 | 667,000 | 850,000 | 838,000 |
| Net income | 629,000 | 1,189,000 | 1,577,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,996,000 | 31,182,000 | 31,570,000 | 31,811,000 |
| Total capital | 34,400,000 | 33,775,000 | 34,968,000 | 35,321,000 |
| Risk-weighted assets | 258,855,000 | 266,703,000 | 271,740,000 | 280,154,000 |