Call reports 2007
BANKANNAPOLIS — 2007
What BANKANNAPOLIS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 346,866,000 | 357,196,000 | 357,481,000 | 361,761,000 |
| Total loans | 228,954,000 | 228,958,000 | 240,369,000 | 246,187,000 |
| Allowance for loan losses | 1,978,000 | 1,994,000 | 2,128,000 | 2,283,000 |
| Securities available for sale | 74,854,000 | 74,635,000 | 82,261,000 | 81,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,521,000 | 305,553,000 | 302,768,000 | 291,625,000 |
| Interest-bearing deposits | 258,031,000 | 290,294,000 | 288,135,000 | 276,260,000 |
| Noninterest-bearing deposits | 16,490,000 | 15,259,000 | 14,633,000 | 15,365,000 |
| Equity capital | 29,912,000 | 30,212,000 | 31,037,000 | 31,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,360,000 | 10,990,000 | 16,785,000 | 22,466,000 |
| Interest expense | 2,324,000 | 4,931,000 | 7,615,000 | 10,187,000 |
| Net interest income | 3,036,000 | 6,059,000 | 9,170,000 | 12,279,000 |
| Noninterest income | 322,000 | 720,000 | 1,116,000 | 1,491,000 |
| Noninterest expense | 2,238,000 | 4,435,000 | 6,730,000 | 8,929,000 |
| Provision for loan losses | 10,000 | 20,000 | 153,000 | 448,000 |
| Pretax income | 1,110,000 | 2,324,000 | 3,403,000 | 4,393,000 |
| Income tax | 394,000 | 849,000 | 1,183,000 | 1,540,000 |
| Net income | 716,000 | 1,475,000 | 2,220,000 | 2,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,689,000 | 31,348,000 | 31,317,000 | 31,811,000 |
| Total capital | 32,667,000 | 33,342,000 | 33,445,000 | 34,094,000 |
| Risk-weighted assets | 240,179,000 | 242,570,000 | 248,876,000 | 255,005,000 |