Call reports 2006
BANKANNAPOLIS — 2006
What BANKANNAPOLIS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 303,208,000 | 323,752,000 | 332,439,000 | 351,812,000 |
| Total loans | 209,151,000 | 219,613,000 | 217,657,000 | 221,770,000 |
| Allowance for loan losses | 2,061,000 | 2,055,000 | 2,013,000 | 1,976,000 |
| Securities available for sale | 66,952,000 | 64,727,000 | 73,270,000 | 77,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,532,000 | 257,228,000 | 268,421,000 | 274,197,000 |
| Interest-bearing deposits | 224,854,000 | 238,950,000 | 254,059,000 | 257,485,000 |
| Noninterest-bearing deposits | 21,678,000 | 18,278,000 | 14,362,000 | 16,712,000 |
| Equity capital | 26,284,000 | 26,679,000 | 28,130,000 | 29,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,502,000 | 9,297,000 | 14,484,000 | 19,846,000 |
| Interest expense | 1,534,000 | 3,288,000 | 5,379,000 | 7,616,000 |
| Net interest income | 2,968,000 | 6,009,000 | 9,105,000 | 12,230,000 |
| Noninterest income | 392,000 | 804,000 | 1,202,000 | 1,629,000 |
| Noninterest expense | 2,040,000 | 4,186,000 | 6,420,000 | 8,561,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 1,285,000 | 2,592,000 | 3,852,000 | 5,286,000 |
| Income tax | 496,000 | 998,000 | 1,427,000 | 1,942,000 |
| Net income | 789,000 | 1,594,000 | 2,425,000 | 3,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,743,000 | 28,463,000 | 29,224,000 | 30,098,000 |
| Total capital | 29,804,000 | 30,518,000 | 31,237,000 | 32,073,000 |
| Risk-weighted assets | 219,132,000 | 228,385,000 | 229,993,000 | 236,653,000 |