Call reports 2005
BANKANNAPOLIS — 2005
What BANKANNAPOLIS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 292,127,000 | 316,102,000 | 322,014,000 | 304,704,000 |
| Total loans | 217,346,000 | 209,944,000 | 199,829,000 | 204,580,000 |
| Allowance for loan losses | 1,975,000 | 2,023,000 | 2,009,000 | 2,012,000 |
| Securities available for sale | 50,444,000 | 56,896,000 | 68,929,000 | 72,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,678,000 | 255,097,000 | 258,880,000 | 249,996,000 |
| Interest-bearing deposits | 193,440,000 | 209,991,000 | 212,801,000 | 206,501,000 |
| Noninterest-bearing deposits | 40,238,000 | 45,106,000 | 46,079,000 | 43,495,000 |
| Equity capital | 23,668,000 | 24,808,000 | 25,147,000 | 25,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,944,000 | 8,166,000 | 12,606,000 | 17,104,000 |
| Interest expense | 1,085,000 | 2,382,000 | 3,833,000 | 5,306,000 |
| Net interest income | 2,859,000 | 5,784,000 | 8,773,000 | 11,798,000 |
| Noninterest income | 411,000 | 861,000 | 1,342,000 | 1,980,000 |
| Noninterest expense | 2,051,000 | 4,078,000 | 6,256,000 | 8,113,000 |
| Provision for loan losses | 145,000 | 220,000 | 293,000 | 442,000 |
| Pretax income | 1,074,000 | 2,347,000 | 3,566,000 | 5,223,000 |
| Income tax | 385,000 | 857,000 | 1,296,000 | 1,842,000 |
| Net income | 689,000 | 1,490,000 | 2,270,000 | 3,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,432,000 | 25,163,000 | 25,893,000 | 26,954,000 |
| Total capital | 26,407,000 | 27,186,000 | 27,902,000 | 28,966,000 |
| Risk-weighted assets | 226,412,000 | 224,558,000 | 218,386,000 | 219,649,000 |