Call reports 2004
BANKANNAPOLIS — 2004
What BANKANNAPOLIS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 247,473,000 | 267,232,000 | 271,209,000 | 283,936,000 |
| Total loans | 185,625,000 | 192,153,000 | 198,701,000 | 204,128,000 |
| Allowance for loan losses | 1,706,000 | 1,757,000 | 1,805,000 | 1,832,000 |
| Securities available for sale | 37,929,000 | 40,283,000 | 37,557,000 | 52,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,367,000 | 220,375,000 | 222,268,000 | 226,908,000 |
| Interest-bearing deposits | 162,920,000 | 173,524,000 | 177,840,000 | 187,362,000 |
| Noninterest-bearing deposits | 37,447,000 | 46,851,000 | 44,428,000 | 39,546,000 |
| Equity capital | 22,044,000 | 21,882,000 | 22,940,000 | 23,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,015,000 | 6,211,000 | 9,575,000 | 13,260,000 |
| Interest expense | 743,000 | 1,546,000 | 2,389,000 | 3,405,000 |
| Net interest income | 2,272,000 | 4,665,000 | 7,186,000 | 9,855,000 |
| Noninterest income | 438,000 | 901,000 | 1,346,000 | 1,818,000 |
| Noninterest expense | 1,915,000 | 3,871,000 | 5,812,000 | 7,563,000 |
| Provision for loan losses | 75,000 | 125,000 | 188,000 | 294,000 |
| Pretax income | 720,000 | 1,570,000 | 2,532,000 | 3,807,000 |
| Income tax | 248,000 | 560,000 | 916,000 | 1,368,000 |
| Net income | 472,000 | 1,010,000 | 1,616,000 | 2,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,981,000 | 22,459,000 | 23,065,000 | 23,743,000 |
| Total capital | 23,687,000 | 24,216,000 | 24,870,000 | 25,575,000 |
| Risk-weighted assets | 193,068,000 | 202,315,000 | 205,221,000 | 214,273,000 |