Call reports 2003
BANKANNAPOLIS — 2003
What BANKANNAPOLIS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 218,148,000 | 238,369,000 | 231,169,000 | 231,234,000 |
| Total loans | 152,378,000 | 155,008,000 | 154,391,000 | 168,755,000 |
| Allowance for loan losses | 1,588,000 | 1,605,000 | 1,612,000 | 1,632,000 |
| Securities available for sale | 18,615,000 | 34,907,000 | 45,433,000 | 36,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,598,000 | 194,426,000 | 188,492,000 | 190,594,000 |
| Interest-bearing deposits | 145,856,000 | 159,855,000 | 153,673,000 | 157,192,000 |
| Noninterest-bearing deposits | 30,742,000 | 34,571,000 | 34,819,000 | 33,402,000 |
| Equity capital | 20,247,000 | 20,832,000 | 20,890,000 | 21,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,769,000 | 5,663,000 | 8,530,000 | 11,476,000 |
| Interest expense | 816,000 | 1,638,000 | 2,434,000 | 3,201,000 |
| Net interest income | 1,953,000 | 4,025,000 | 6,096,000 | 8,275,000 |
| Noninterest income | 408,000 | 877,000 | 1,402,000 | 1,878,000 |
| Noninterest expense | 1,794,000 | 3,577,000 | 5,420,000 | 7,172,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 50,000 |
| Pretax income | 542,000 | 1,300,000 | 2,053,000 | 2,931,000 |
| Income tax | 193,000 | 458,000 | 723,000 | 1,045,000 |
| Net income | 349,000 | 842,000 | 1,330,000 | 1,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,117,000 | 20,540,000 | 20,988,000 | 21,509,000 |
| Total capital | 21,705,000 | 22,145,000 | 22,600,000 | 23,141,000 |
| Risk-weighted assets | 162,117,000 | 166,453,000 | 166,512,000 | 177,596,000 |