Call reports 2002
BANKANNAPOLIS — 2002
What BANKANNAPOLIS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 175,462,000 | 190,320,000 | 199,582,000 | 200,116,000 |
| Total loans | 124,691,000 | 135,804,000 | 145,070,000 | 147,313,000 |
| Allowance for loan losses | 1,550,000 | 1,569,000 | 1,548,000 | 1,578,000 |
| Securities available for sale | 24,751,000 | 24,060,000 | 24,541,000 | 19,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,171,000 | 156,851,000 | 164,849,000 | 164,003,000 |
| Interest-bearing deposits | 124,969,000 | 128,660,000 | 134,957,000 | 134,455,000 |
| Noninterest-bearing deposits | 27,202,000 | 28,191,000 | 29,892,000 | 29,548,000 |
| Equity capital | 13,822,000 | 14,119,000 | 14,619,000 | 15,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,537,000 | 5,205,000 | 8,057,000 | 10,858,000 |
| Interest expense | 847,000 | 1,732,000 | 2,645,000 | 3,514,000 |
| Net interest income | 1,690,000 | 3,473,000 | 5,412,000 | 7,344,000 |
| Noninterest income | 278,000 | 596,000 | 1,010,000 | 1,474,000 |
| Noninterest expense | 1,696,000 | 3,382,000 | 5,067,000 | 6,766,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 272,000 | 687,000 | 1,355,000 | 2,027,000 |
| Income tax | 93,000 | 236,000 | 463,000 | 697,000 |
| Net income | 179,000 | 451,000 | 892,000 | 1,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,767,000 | 14,014,000 | 14,455,000 | 14,893,000 |
| Total capital | 15,400,000 | 15,743,000 | 16,250,000 | 16,471,000 |
| Risk-weighted assets | 131,852,000 | 143,417,000 | 151,346,000 | 153,689,000 |