Call reports 2020
BANK OF LAVERNE — 2020
What BANK OF LAVERNE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Total assets | 60,358,000 | 65,281,000 |
| Total loans | 26,817,000 | 26,627,000 |
| Allowance for loan losses | 901,000 | 901,000 |
| Securities available for sale | 15,579,000 | 16,723,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 50,968,000 | 54,536,000 |
| Interest-bearing deposits | 37,325,000 | 39,004,000 |
| Noninterest-bearing deposits | 13,643,000 | 15,532,000 |
| Equity capital | 9,237,000 | 10,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Interest income | 625,000 | 1,274,000 |
| Interest expense | 86,000 | 157,000 |
| Net interest income | 539,000 | 1,117,000 |
| Noninterest income | 49,000 | 97,000 |
| Noninterest expense | 388,000 | 774,000 |
| Provision for loan losses | 6,000 | -25,000 |
| Pretax income | 194,000 | 465,000 |
| Income tax | 21,000 | 54,000 |
| Net income | 173,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Tier 1 capital | 9,476,000 | 9,713,000 |
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