Call reports 2018
BANK OF LAVERNE — 2018
What BANK OF LAVERNE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 60,320,000 | 59,050,000 | 58,285,000 | 59,476,000 |
| Total loans | 28,856,000 | 28,145,000 | 26,999,000 | 29,663,000 |
| Allowance for loan losses | 1,069,000 | 1,067,000 | 1,047,000 | 1,045,000 |
| Securities available for sale | 13,063,000 | 15,004,000 | 15,574,000 | 16,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,688,000 | 49,386,000 | 48,544,000 | 50,086,000 |
| Interest-bearing deposits | 36,045,000 | 34,843,000 | 34,521,000 | 34,864,000 |
| Noninterest-bearing deposits | 14,643,000 | 14,543,000 | 14,023,000 | 15,222,000 |
| Equity capital | 9,404,000 | 9,553,000 | 9,600,000 | 9,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,236,000 | 1,875,000 | 2,540,000 |
| Interest expense | 62,000 | 127,000 | 193,000 | 268,000 |
| Net interest income | 557,000 | 1,109,000 | 1,682,000 | 2,272,000 |
| Noninterest income | 53,000 | 105,000 | 169,000 | 225,000 |
| Noninterest expense | 371,000 | 780,000 | 1,271,000 | 1,811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 239,000 | 434,000 | 580,000 | 686,000 |
| Income tax | 39,000 | 70,000 | 82,000 | 95,000 |
| Net income | 200,000 | 364,000 | 498,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,350,000 | 9,516,000 | 9,649,000 | 9,301,000 |
| Total capital | 9,815,000 | 9,975,000 | 10,098,000 | 9,779,000 |
| Risk-weighted assets | 36,575,000 | 36,229,000 | 35,354,000 | 37,679,000 |