Call reports 2017
BANK OF LAVERNE — 2017
What BANK OF LAVERNE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 59,530,000 | 58,874,000 | 57,822,000 | 59,401,000 |
| Total loans | 34,555,000 | 33,407,000 | 31,990,000 | 29,939,000 |
| Allowance for loan losses | 1,068,000 | 1,178,000 | 1,271,000 | 1,122,000 |
| Securities available for sale | 13,017,000 | 13,045,000 | 12,499,000 | 12,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,834,000 | 48,835,000 | 47,725,000 | 50,001,000 |
| Interest-bearing deposits | 34,500,000 | 33,299,000 | 33,573,000 | 34,883,000 |
| Noninterest-bearing deposits | 15,334,000 | 15,537,000 | 14,152,000 | 15,119,000 |
| Equity capital | 9,504,000 | 9,715,000 | 9,750,000 | 9,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,326,000 | 1,955,000 | 2,563,000 |
| Interest expense | 45,000 | 94,000 | 147,000 | 204,000 |
| Net interest income | 621,000 | 1,232,000 | 1,808,000 | 2,359,000 |
| Noninterest income | 56,000 | 111,000 | 176,000 | 230,000 |
| Noninterest expense | 365,000 | 758,000 | 1,245,000 | 1,790,000 |
| Provision for loan losses | 0 | 117,000 | 211,000 | 307,000 |
| Pretax income | 312,000 | 468,000 | 528,000 | 492,000 |
| Income tax | 80,000 | 108,000 | 112,000 | 124,000 |
| Net income | 232,000 | 360,000 | 416,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,346,000 | 9,474,000 | 9,528,000 | 9,150,000 |
| Total capital | 9,862,000 | 9,986,000 | 10,020,000 | 9,624,000 |
| Risk-weighted assets | 40,743,000 | 40,264,000 | 38,573,000 | 37,288,000 |