Call reports 2013
BANK OF LAVERNE — 2013
What BANK OF LAVERNE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,524,000 | 63,448,000 | 61,116,000 | 62,370,000 |
| Total loans | 23,719,000 | 24,187,000 | 24,500,000 | 24,655,000 |
| Allowance for loan losses | 274,000 | 275,000 | 259,000 | 241,000 |
| Securities available for sale | 25,767,000 | 25,569,000 | 27,119,000 | 27,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,257,000 | 53,506,000 | 51,227,000 | 53,044,000 |
| Interest-bearing deposits | 40,601,000 | 39,712,000 | 37,965,000 | 38,912,000 |
| Noninterest-bearing deposits | 14,656,000 | 13,795,000 | 13,263,000 | 14,132,000 |
| Equity capital | 9,759,000 | 9,606,000 | 9,590,000 | 9,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,133,000 | 1,726,000 | 2,298,000 |
| Interest expense | 39,000 | 78,000 | 115,000 | 150,000 |
| Net interest income | 523,000 | 1,055,000 | 1,611,000 | 2,148,000 |
| Noninterest income | 61,000 | 128,000 | 205,000 | 267,000 |
| Noninterest expense | 386,000 | 770,000 | 1,221,000 | 1,694,000 |
| Provision for loan losses | 0 | 0 | 0 | 89,000 |
| Pretax income | 198,000 | 413,000 | 595,000 | 632,000 |
| Income tax | 22,000 | 59,000 | 83,000 | 64,000 |
| Net income | 176,000 | 354,000 | 512,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,239,000 | 9,418,000 | 9,576,000 | 9,172,000 |
| Total capital | 9,513,000 | 9,693,000 | 9,835,000 | 9,413,000 |
| Risk-weighted assets | 33,670,000 | 33,965,000 | 34,043,000 | 34,285,000 |
Machine access — free, no API key
Every figure shown here about BANK OF LAVERNE — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.