Call reports 2010
BANK OF LAVERNE — 2010
What BANK OF LAVERNE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 55,448,000 | 53,748,000 | 54,152,000 | 55,212,000 |
| Total loans | 22,774,000 | 21,895,000 | 21,375,000 | 22,084,000 |
| Allowance for loan losses | 367,000 | 358,000 | 370,000 | 377,000 |
| Securities available for sale | 16,488,000 | 17,390,000 | 17,841,000 | 20,406,000 |
| Securities held to maturity | 1,339,000 | 1,140,000 | 940,000 | 940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,519,000 | 43,500,000 | 43,395,000 | 46,148,000 |
| Interest-bearing deposits | 35,233,000 | 33,393,000 | 33,183,000 | 34,399,000 |
| Noninterest-bearing deposits | 10,286,000 | 10,107,000 | 10,212,000 | 11,749,000 |
| Equity capital | 9,566,000 | 9,747,000 | 10,119,000 | 8,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,225,000 | 1,795,000 | 2,351,000 |
| Interest expense | 100,000 | 197,000 | 285,000 | 363,000 |
| Net interest income | 523,000 | 1,028,000 | 1,510,000 | 1,988,000 |
| Noninterest income | 67,000 | 143,000 | 239,000 | 307,000 |
| Noninterest expense | 349,000 | 717,000 | 1,142,000 | 1,640,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 90,000 |
| Pretax income | 238,000 | 451,000 | 604,000 | 592,000 |
| Income tax | 52,000 | 94,000 | 113,000 | 70,000 |
| Net income | 186,000 | 357,000 | 491,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,309,000 | 9,480,000 | 9,614,000 | 8,745,000 |
| Total capital | 9,676,000 | 9,838,000 | 9,964,000 | 9,122,000 |
| Risk-weighted assets | 30,246,000 | 29,710,000 | 27,940,000 | 30,759,000 |
Machine access — free, no API key
Every figure shown here about BANK OF LAVERNE — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.