Call reports 2001
BANK OF LAVERNE — 2001
What BANK OF LAVERNE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 44,507,000 | 45,545,000 | 46,417,000 | 47,094,000 |
| Total loans | 14,287,000 | 13,588,000 | 13,532,000 | 13,742,000 |
| Allowance for loan losses | 334,000 | 327,000 | 339,000 | 334,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,887,000 | 23,687,000 | 23,687,000 | 26,737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,722,000 | 37,553,000 | 38,179,000 | 39,305,000 |
| Interest-bearing deposits | 30,004,000 | 30,361,000 | 31,191,000 | 31,527,000 |
| Noninterest-bearing deposits | 6,718,000 | 7,192,000 | 6,988,000 | 7,778,000 |
| Equity capital | 7,260,000 | 7,407,000 | 7,558,000 | 7,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,566,000 | 2,340,000 | 3,100,000 |
| Interest expense | 352,000 | 688,000 | 999,000 | 1,282,000 |
| Net interest income | 429,000 | 878,000 | 1,341,000 | 1,818,000 |
| Noninterest income | 45,000 | 96,000 | 274,000 | 327,000 |
| Noninterest expense | 251,000 | 519,000 | 855,000 | 1,304,000 |
| Provision for loan losses | 0 | 11,000 | 87,000 | 87,000 |
| Pretax income | 223,000 | 444,000 | 673,000 | 754,000 |
| Income tax | 76,000 | 150,000 | 228,000 | 255,000 |
| Net income | 147,000 | 294,000 | 445,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,260,000 | 7,407,000 | 7,558,000 | 7,332,000 |
| Total capital | 7,477,000 | 7,625,000 | 7,784,000 | 7,568,000 |
| Risk-weighted assets | 17,272,000 | 17,329,000 | 17,961,000 | 18,745,000 |