Call reports 2013
FIRST NATIONAL BANK OF SHELBY, THE — 2013
What FIRST NATIONAL BANK OF SHELBY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 716,313,000 | 694,422,000 |
| Total loans | 466,932,000 | 440,670,000 |
| Allowance for loan losses | 14,810,000 | 13,931,000 |
| Securities available for sale | 167,404,000 | 152,386,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 608,192,000 | 597,596,000 |
| Interest-bearing deposits | 586,835,000 | 578,475,000 |
| Noninterest-bearing deposits | 21,357,000 | 19,121,000 |
| Equity capital | 85,846,000 | 83,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 6,662,000 | 13,136,000 |
| Interest expense | 1,707,000 | 2,955,000 |
| Net interest income | 4,955,000 | 10,181,000 |
| Noninterest income | 1,667,000 | 3,216,000 |
| Noninterest expense | 16,183,000 | 21,518,000 |
| Provision for loan losses | -780,000 | -870,000 |
| Pretax income | -8,781,000 | -7,251,000 |
| Income tax | 1,000 | 1,000 |
| Net income | -8,782,000 | -7,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 79,727,000 | 78,862,000 |
| Total capital | 85,846,000 | 84,610,000 |
| Risk-weighted assets | 480,817,000 | 451,684,000 |