Call reports 2012
FIRST NATIONAL BANK OF SHELBY, THE — 2012
What FIRST NATIONAL BANK OF SHELBY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 889,175,000 | 868,720,000 | 883,732,000 | 853,808,000 |
| Total loans | 509,490,000 | 495,073,000 | 471,415,000 | 474,435,000 |
| Allowance for loan losses | 17,439,000 | 18,745,000 | 15,971,000 | 15,314,000 |
| Securities available for sale | 211,207,000 | 196,137,000 | 220,735,000 | 178,888,000 |
| Securities held to maturity | 90,227,000 | 92,083,000 | 88,531,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 659,922,000 | 653,710,000 | 645,469,000 | 641,376,000 |
| Interest-bearing deposits | 635,579,000 | 629,940,000 | 626,015,000 | 619,992,000 |
| Noninterest-bearing deposits | 24,343,000 | 23,770,000 | 19,454,000 | 21,384,000 |
| Equity capital | 101,358,000 | 101,982,000 | 101,379,000 | 95,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,152,000 | 19,440,000 | 28,015,000 | 35,983,000 |
| Interest expense | 2,902,000 | 5,595,000 | 8,207,000 | 10,678,000 |
| Net interest income | 7,250,000 | 13,845,000 | 19,808,000 | 25,305,000 |
| Noninterest income | 1,598,000 | 3,096,000 | 4,688,000 | 6,257,000 |
| Noninterest expense | 5,645,000 | 11,110,000 | 16,663,000 | 22,642,000 |
| Provision for loan losses | 1,735,000 | 4,809,000 | 7,226,000 | 8,233,000 |
| Pretax income | 1,437,000 | 995,000 | 2,814,000 | 10,000 |
| Income tax | 435,000 | 164,000 | 1,028,000 | 3,424,000 |
| Net income | 1,002,000 | 831,000 | 1,786,000 | -3,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,060,000 | 94,459,000 | 95,020,000 | 89,204,000 |
| Total capital | 102,026,000 | 102,166,000 | 102,480,000 | 95,528,000 |
| Risk-weighted assets | 627,809,000 | 605,527,000 | 588,283,000 | 496,896,000 |