Call reports 2011
FIRST NATIONAL BANK OF SHELBY, THE — 2011
What FIRST NATIONAL BANK OF SHELBY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 971,110,000 | 948,513,000 | 926,726,000 | 898,380,000 |
| Total loans | 548,713,000 | 540,548,000 | 526,987,000 | 518,235,000 |
| Allowance for loan losses | 16,763,000 | 16,763,000 | 17,439,000 | 17,439,000 |
| Securities available for sale | 223,596,000 | 247,745,000 | 196,681,000 | 222,288,000 |
| Securities held to maturity | 101,681,000 | 97,125,000 | 95,078,000 | 93,195,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 701,385,000 | 700,578,000 | 684,728,000 | 666,356,000 |
| Interest-bearing deposits | 677,069,000 | 674,696,000 | 661,053,000 | 643,314,000 |
| Noninterest-bearing deposits | 24,316,000 | 25,882,000 | 23,675,000 | 23,042,000 |
| Equity capital | 99,181,000 | 100,939,000 | 99,882,000 | 100,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,683,000 | 21,280,000 | 31,954,000 | 42,132,000 |
| Interest expense | 3,666,000 | 7,129,000 | 10,404,000 | 13,493,000 |
| Net interest income | 7,017,000 | 14,151,000 | 21,550,000 | 28,639,000 |
| Noninterest income | 1,738,000 | 3,288,000 | 4,804,000 | 6,664,000 |
| Noninterest expense | 5,658,000 | 11,337,000 | 17,180,000 | 22,686,000 |
| Provision for loan losses | 4,077,000 | 5,324,000 | 9,603,000 | 13,368,000 |
| Pretax income | -590,000 | 1,159,000 | -431,000 | -776,000 |
| Income tax | -201,000 | -121,000 | -462,000 | -1,023,000 |
| Net income | -389,000 | 1,280,000 | 31,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,829,000 | 95,696,000 | 94,471,000 | 93,963,000 |
| Total capital | 102,655,000 | 104,394,000 | 102,800,000 | 102,201,000 |
| Risk-weighted assets | 702,787,000 | 691,614,000 | 657,200,000 | 649,828,000 |