Call reports 2010
FIRST NATIONAL BANK OF SHELBY, THE — 2010
What FIRST NATIONAL BANK OF SHELBY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,072,268,000 | 1,054,651,000 | 1,059,902,000 | 995,403,000 |
| Total loans | 577,656,000 | 577,293,000 | 576,257,000 | 560,709,000 |
| Allowance for loan losses | 12,615,000 | 13,669,000 | 15,311,000 | 16,763,000 |
| Securities available for sale | 285,498,000 | 277,706,000 | 287,671,000 | 232,525,000 |
| Securities held to maturity | 101,076,000 | 97,744,000 | 93,425,000 | 106,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 753,516,000 | 749,389,000 | 757,140,000 | 715,653,000 |
| Interest-bearing deposits | 727,295,000 | 725,020,000 | 730,981,000 | 692,108,000 |
| Noninterest-bearing deposits | 26,221,000 | 24,369,000 | 26,159,000 | 23,545,000 |
| Equity capital | 107,466,000 | 108,656,000 | 108,901,000 | 99,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,688,000 | 25,109,000 | 37,463,000 | 49,236,000 |
| Interest expense | 4,981,000 | 9,789,000 | 14,303,000 | 18,316,000 |
| Net interest income | 7,707,000 | 15,320,000 | 23,160,000 | 30,920,000 |
| Noninterest income | 1,632,000 | 3,364,000 | 5,101,000 | 6,528,000 |
| Noninterest expense | 6,177,000 | 12,421,000 | 18,763,000 | 30,124,000 |
| Provision for loan losses | 2,262,000 | 7,329,000 | 11,515,000 | 16,350,000 |
| Pretax income | 744,000 | -1,603,000 | -2,763,000 | -9,224,000 |
| Income tax | 119,000 | -486,000 | -1,010,000 | -1,278,000 |
| Net income | 625,000 | -1,117,000 | -1,753,000 | -7,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,970,000 | 95,898,000 | 96,825,000 | 94,085,000 |
| Total capital | 111,214,000 | 104,918,000 | 106,001,000 | 103,054,000 |
| Risk-weighted assets | 745,323,000 | 722,922,000 | 734,859,000 | 715,033,000 |