Call reports 2001
FIRST NATIONAL BANK OF SHELBY, THE — 2001
What FIRST NATIONAL BANK OF SHELBY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 553,528,000 | 524,050,000 | 538,105,000 | 548,089,000 |
| Total loans | 251,186,000 | 261,879,000 | 263,763,000 | 269,914,000 |
| Allowance for loan losses | 3,229,000 | 3,420,000 | 3,464,000 | 3,644,000 |
| Securities available for sale | 240,776,000 | 181,116,000 | 216,747,000 | 221,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,196,000 | 354,796,000 | 371,034,000 | 374,499,000 |
| Interest-bearing deposits | 311,972,000 | 307,092,000 | 326,074,000 | 325,666,000 |
| Noninterest-bearing deposits | 46,224,000 | 47,704,000 | 44,960,000 | 48,833,000 |
| Equity capital | 74,691,000 | 75,595,000 | 78,446,000 | 77,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,073,000 | 19,775,000 | 28,898,000 | 37,571,000 |
| Interest expense | 5,538,000 | 10,384,000 | 14,771,000 | 18,793,000 |
| Net interest income | 4,535,000 | 9,391,000 | 14,127,000 | 18,778,000 |
| Noninterest income | 1,048,000 | 2,141,000 | 3,356,000 | 4,914,000 |
| Noninterest expense | 3,122,000 | 6,427,000 | 9,823,000 | 13,354,000 |
| Provision for loan losses | 249,000 | 509,000 | 957,000 | 1,459,000 |
| Pretax income | 2,095,000 | 4,367,000 | 6,513,000 | 8,703,000 |
| Income tax | 479,000 | 1,135,000 | 1,627,000 | 2,038,000 |
| Net income | 1,616,000 | 3,232,000 | 4,886,000 | 6,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,217,000 | 65,670,000 | 67,231,000 | 68,474,000 |
| Total capital | 67,459,000 | 69,112,000 | 70,709,000 | 72,130,000 |
| Risk-weighted assets | 313,414,000 | 318,582,000 | 321,120,000 | 335,425,000 |